By providing your mortgage lender with some basic information about your income, savings, and debt, they can assist you in getting pre-approved. Most agents can refer you to a reputable lender if you don't have one selected. The lender will go over your financing options, the monthly payment amount you can afford, and what you can expect for the down payment requirements and closing costs.

For buyers, choosing a home is an emotional yet stressful process. I can assist you in this process by offering objective information about each property we look at. From local community information like schools and amenities to home-specific details like condition and location, I can help you find a home with your criteria.

The more flexible you are with the timing of the seller’s move, as to how quickly or slowly their needs are to move can give you a great advantage over other offers.

Don’t low-ball the seller. Be prepared to pay fair market value. Low-balling may alienate the seller right off the bat. And it wastes everyone’s time. Plus while you are messing around, chances are another offer is being accepted.

You may only get one chance to come in at the top dollar you are willing to pay for the home or that your lender is willing to lend based on your income and credit score.

A larger earnest money deposit may appeal to a seller. You might consider doubling or tripling that amount. You're going to pay it anyway at closing.

Asking for additional appliances, furniture, fixtures, or repaint the front door could hurt your offer and get you put at the bottom of the pile.

Get a pre-inspection. Anything you can do to speed up the buying process and make it easier for the seller might improve your chances.